Myrtle Beach, SC- Most South Carolina workers understand that if they are injured on the job, they are eligible for compensation to cover their medical expenses and lost wages. But most workers’ have never dealt with workers’ compensation and don’t know how the system works. That is why our team of workers’ compensation lawyers in South Carolina wanted to discuss four of the questions they are often asked by the victims of workplace accidents.
What does workers’ compensation cover?
Worker’s compensation is a fund administered by the state and covers workers’ for the injuries they suffer on the job. State law requires any employer in South Carolina who has four or more employees who work full-time or part-time.
If your employer is not covered by workers’ compensation because they weren’t required to or because they failed to pay workers’ comp insurance premiums, USAttorneys urges you to contact an accident lawyer in South Carolina to help you with your injury claim. When your employer is not covered by workers’ compensation, you have to pursue other means to recover compensation.
Do I have the option to choose my doctor?
Unfortunately, at first, you cannot choose your doctor; your employer will refer you to the doctor or the medical facility they want you to use. If the doctor, you would like to see is not on the list of approved physicians, you may be able to get permission to change. If you would like to change doctors and your employer or the worker’s comp insurer denies your request, you can see an attorney and discuss the possibility of changing medical providers.
What types of compensation can I seek?
It’s important to note that workers’ compensation only covers injuries that occur in the workplace while you are clocked in and on duty. If you are on work premises but not working and you injure yourself, you cannot file a workers’ compensation claim.
If you are eligible to workers’ compensation, your medical bills, the costs of medical procedures and physical therapy are covered until a doctor releases you. You may also be eligible for compensation for the wages you lost as a result of your injuries. If your injury makes you unable to work, you may be eligible for disability benefits.
If the workplace accident was fatal, the victim’s loved ones might be entitled to compensation for burial and funeral expenses. Sometimes relatives of deceased workers are also entitled to compensation for their loss of financial support if the worker who was killed served primary caregiver and breadwinner.
These rules apply to truck drivers who are injured in traffic accidents while on duty, too.
Should I hire a workers’ compensation attorney?
Some workers have their claims resolved very quickly and don’t require legal assistance. But not all claims are approved, and a worker needs to have an attorney on your side. If you don’t know whether you legal help or not, we suggest you set up a consultation with one of our worker’s compensation lawyers in Myrtle Beach, South Carolina and discuss how they can help your case.