You follow your work schedule each and every week aside from the few times you may need a day off or become ill, and tend to your duties in a manner that is expected of you. As you dedicate yourself and your time to the career you have chosen to go into, while there are expectations that are set for you, there are also those for employers as well. For instance, most employers, with the exception of a few, are required to carry certain types of insurance and liability coverage in the event someone becomes injured while on the job.
What is Worker’s Compensation?
Worker’s compensation coverage is a certain type of compensation that is provided to workers to cover wage loss and medical bills for any injuries that may have been sustained in the course of employment. The North Dakota Century Code highlights that general liability, health, and accident insurance are not substitutes for worker’s compensation coverage. Therefore, if you have slipped and fallen while at work, gotten into a car accident while out on the roadway, or you became injured based on the unsafe conditions of the work environment, our North Dakota worker’s compensation attorneys would like to provide the legal representation necessary to hold those accountable for the negligence that led up to your accident.
You also need to be mindful of the fact that if you were behaving recklessly or caused your own injury, there may be limited benefits available for you but our featured ND worker’s compensation attorneys can help determine this once they sit down and review the details of your case.
Who is Required to Have it?
As mentioned, nearly every employer is expected to carry this insurance in the event an accident arises and an employee such as yourself becomes harmed. Your injuries can be physical, mental, or both, but they are expected to be compensated for in the event your employer is one who is required to carry this type of insurance. The North Dakota Workforce Safety & Insurance department notes that full-time, part-time, seasonal, or occasional workers are covered under this policy in the event one exists. There are some exceptions, however, and those who may not qualify for worker’s compensation benefits include:
- Federal and railroad employees
- Licensed real estate brokers
- Newspaper delivery personnel
- Farm and ranch laborers
- Independent contractors
- Children of the employer who are younger than 22 years of age
- Coverage for the owner, partner, corporate officer, or spouse
You also want to be cognizant of the fact that each state varies in terms of their rules and regulations when it comes to this particular type of coverage. Therefore, it is always advisable that if you were injured on the job and want to ensure you are compensated properly, you speak with one of the skilled North Dakota worker’s compensation lawyers found right here on our site.
Why Hire a Tax Attorney?
You may be questioning whether or not you need to hire legal counsel but the fact is, nobody has your best interest in mind but you. You are aware of the pain and suffering this injury has caused and if it has put you out of work, you need to ensure that the insurance company handling the claim is being fair and actually providing you with an amount that accounts for all basis’ of this matter.
To learn more about how our featured worker’s compensation attorneys in ND can help you and the services they provide, give us a call and we will gladly get you connected with a professional who is local and nearby to you.