A workplace accident can change the course of a person’s life temporarily or permanently and leave them with a mountain of medical debt. Worker’s compensation, an insurance fund governed by the state of Missouri, is supposed to help victims of workplace injuries pay their medical bills and make it through financially difficulties.
Do I Need Worker’s Compensation?
Sometimes workplace injuries are minor and a worker won’t miss a day from work, but some injuries are major and have long-term implications for a worker. A major injury can leave the victim with exorbitant medical bills and prevent them from working for long periods.
Workers who suffer the following injuries are entitled to worker’s compensation:
Spine or neck injuries
Repetitive motion injuries
Reporting Your Workplace Injuries in Missouri
If you are injured on the job, you need to notify your employer writing and include the date or the injury, where it occurred and the nature of the injury. Once the employee files their complaint, their employer or worker’s comp insurer have five days to file a complaint with Missouri Department of Labor.
Victims need to get medical treatment at hospital or urgent care center as soon as possible:
University of Missouri Hospital
1 Hospital Dr., Columbia, MO 65201
Mercy Hospital Springfield
1235 E Cherokee St, Springfield, MO 65804
Mizzou Urgent Care
551 E Southampton Dr., Columbia, MO 65201
Total Access Urgent Care
12616 Lamplighter Square Shopping Center, St. Louis, MO 63128
What Types of Compensation Can Injured Workers Recover?
Workers’ compensation in Missouri can cover the following costs:
Medical expenses including emergency transport, surgeries, hospital stays, treatments, medications, doctor’s visits and costs of rehabilitation.
Wages lost because of temporary or permanent disability.
Compensation for lifelong care of victims with debilitating injuries.
Damages for a victim’s pain and suffering.
Wrongful death compensation.
Reasons Your Worker’s Compensation Claim Can be Denied
Even if you followed all the rules, got immediate medical treatment and filed your claim in a timely fashion, your claim can be denied and you won’t receive the compensation you deserve. Your claim can be denied for the following reasons:
You are considered an independent contractor, a common problem for truck drivers.
Worker’s comp claims your injuries were pre-existing.
You failed to get medical treatment immediately.
If your claim is denied, you can file an appeal and request a hearing with a worker’s compensation office near you.
Workers’ Compensation Office
3315 W Truman Blvd # 131, Jefferson City, MO 65109
Missouri Division of Workers’ Compensation
1410 Genessee St #210, Kansas City, MO 64102
If you are facing difficulties recovering compensation, we recommend you speak with a worker’s compensation lawyer in Missouri. They can help you overcome any obstacles you are facing and ensure you get a settlement of the right amount. USAttorneys can connect you with a lawyer near to help with your personal injury claim.